Showing posts with label distressed homeowners. Show all posts
Showing posts with label distressed homeowners. Show all posts

Monday, August 16, 2010

Know Your Options To Avoid Foreclosure...You Are Not Alone.

At Century 21 Award we understand how the economy has impacted some of our neighbors in relation to their homes. If you are experiencing difficulty in making your monthly mortgage payment or foresee in the near future a problem, I might be able to help. Despite what you might be hearing from the media, friends or co-workers, there are alternatives to losing your home.

I'm a Certified Short Sale & Foreclosure Resource professional from Century 21 Award, and have been helping owners and prospective homeowners in our communities. I began helping families facing foreclosure, become aware of all the options available for retaining their home or receiving fair market value, and purchasing 2 years later.

New Government Programs - Alternative Options


HAP Home Affordable Program (military only)

HARP Home Affordable Refinance Plan

HAMP Home Affordable Modification Program

HAFA Home Affordable Foreclosure Alternative

Don’t lose your home and/or the equity you’ve worked so hard to build up just because you’re too embarrassed to get advice. We have helped people in your situation, and we can help you too. Please give me a call at 619-417-5645 Let me remove this burden from you.
I'm offering a free and private consultation to review your options. I'll provide you with the information you need, so you can make the best possible decision for you and your family. It’s nothing to be ashamed of millions of homeowners are facing the exact same situation.
NO OBLIGATION - FREE CONSULTATION.

Sunday, January 31, 2010

Distressed Homeowners...help is here.

As REALTORS we're here to help people in their real estate needs. Whether it's finding a new home or keeping the one they currently have. As homeownwers, you do have options to choose from. I'm here to help you try and stay in your home or what ever works best for you.

Beware of Foreclosure Rescue Scams - Help Is Free!

•Beware of anyone who asks you to pay a fee in exchange for a counseling service or modification of a delinquent loan.
•Scam artists often target homeowners who are struggling to meet their mortgage commitment or anxious to sell their homes. Recognize and avoid common scams.
•Assistance from a HUD-approved housing counselor is FREE.
•Beware of people who pressure you to sign papers immediately, or who try to convince you that they can "save" your home if you sign or transfer over the deed to your house.
•Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
•Never make a mortgage payment to anyone other than your mortgage company without their approval.
This is a time for many people facing hardship that need understanding and help for a way out. Keeping their dignity and saving as much of their credit as possible. Legal advice and a tax preparer are always advised before moving forward on a short sale. You should know your options as soon as possible, always have a Plan A,B and C.

www.MakingHomeAffordable.gov has a lot of information I think could be very valuable to homeowners who think they have nowhere to turn. If you find yourself facing a true hardship and need more assistance I'm here to help. You'll have a strong team behind you. CENTURY 21 sells a home every minute of the day.