Sunday, February 14, 2010

Great News...5% Conventional Loans Are Back!

That is great news. 5% conventional loans are back! Greenpath Funding is an affiliate of Wells Fargo Home Mortgage. I'm happy to announce we now have Greenpath Funding in our office at CENTURY 21 Award. I work in the Chula Vista - Eastlake office. That means you can arrange for your appointment with myself and John Sagredo, our Home Mortgage Consultant. John has such a great rapport with our clients, willing to go that extra mile. If he can help you improve your credit score he will!

In today's market, you have a better chance of getting your offer accepted with a conventional loan vs FHA. The required credit scores are a little higher, excellent for those with great credit but not enough savings for a 10-20% down payment. Something you might want to learn more about and see if you qualify. It increases your odds when the offer you've submitted is being reviewed.

Please give me a call and let's get you into that new home before the $8,000 First Time Buyer
Credit or "Move-Up"Credit for $6,500 has expired.

Terry L Bursky
REALTOR
619.417.5645

Friday, February 12, 2010

Thinking Of Selling Your Home?

If you are thinking of selling your home, now might be the right time. Traditional sellers... have a great opportunity to receive a "Move-Up" Tax Credit of $6500.

*Short Sales...You are not alone. Many home owners are facing the same stressful times as you might be facing, I can help you through this. Programs such as HAMP (Home Affordable Modification Plan)and HAFA (Home Affordable Foreclosure Alternatives Program) are making it easier to deal with the default and foreclosure rate. If you'd like to try and stay in your home or decide to short sale, I'll be with you every step of the way. In some cases you will be able to purchase another home in as little as 2 years.

*Short Sales...There are no fee's or commissions paid by you (the seller) if you list your home with CENTURY 21 Award



Please give me a call and let's start getting you the help you need and deserve.

Most sincerely,

Terry L Bursky
Realtor
(619) 417-5645